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Financial-Profiles



Samuel D. Lechleiter

Mission Statement 

I am a financial professional. Through my actions, I earn the trust of my clients, customers and team members. I am focused on meeting my client's needs and keeping my customers for life. I believe continuous learning improves my contribution. My work creates an opportunity for me by creating value for my clients.

Method of Operation

I began working in the Financial Services Business:  October 1978

2nd Most important asset: Experience in matching the expectations of my client to the product offerings of insurance & fund companies.

                                     The Process 

We start out with a fact finding interview to establish your objectives, dreams, hopes, priorities.
 Realize - Challenges We CANNOT Control.    

  1.  Market Volatility - daily up and down market swings. 

  2.  Economy - interest rates, inflation, tax rates, government policy.

  3.  Noise - 24/7 bombardment of information, news, hot tips, talking heads, there is no off switch.

We then establish a timetable to achieve your goals.  
Discover - Challenges We CAN Control. 

  1. Personal Beliefs - Social values, religious parameters, firearms, tobacco. 

  2. Emotions - Optimism, thrill, greed, denial, fear, anxiety, panic, capitulation, optimism. ( cycle of investor emotion ) 

  3. Decisions - How much and when to invest, risk vs.reward, retirement date.

            When is the best time to plant a tree? . . . Yesterday  
I research the marketplace to bring the competition to bear.
Mitigate - The things we CANNOT Control

  1. Disciplined portfolio construction, risk control features, tax-lot preference.

  2. Manage risk using investment processes, dollar cost averaging, rebalancing, inflation protection, tax harvesting. 

  3. Concentrate on long term results, professional personalized advice, sound recommendations.   

Recommendations - Precise, clearly stated, objective
Focus - The things we CAN Control.   

  1. Manage personal expectations - communicate / continuing education.  

  2. Goal oriented success rather than competing with arbitrary benchmarks. 

  3. Expectations dictate our experience, so you must understand what you own.

Greatest Asset

Trust

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